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Agricultural Vehicle Insurance

We have been supporting agricultural clients for over 20 years.

Specialist vehicles and machinery play an essential role in modern-day agriculture. But when equipment is lost, damaged or stolen, it can also prove extremely costly. Our tried and tested Agricultural Motor Insurance solutions help to keep rural businesses financially secure and fully operational when things go wrong – even in the most challenging of circumstances.

Benefits

  • Exclusive Broker Partnership

    We exclusively partner with brokers, ensuring you have access to our specialised Agricultural Motor Insurance policies and a tailored approach to your insurance needs through your trusted broker.

  • The cream of the crop

    All our policies are carefully
    designed to minimise disruption
    and keep rural businesses up
    and running – whatever life
    throws at them.

  • We cover

    Insurance solutions tailored for diverse sectors, including Farmers and Estates, Smallholders, Stables, Golf Clubs, Hotels, Private Clients, Agricultural and Forestry Contractors, and Vintage Tractors.

  • Precision Claims: Expert Networks in Action

    Approved repairer network & use of industry expert claims assessors

  • Also included

    Emergency accommodation and travel expenses cover for stranded driver and passengers. Uninsured Loss Recovery and Legal Services included

Policy covers


The following covers, are subject to various terms and limitations contained within the MS Amlin policy wording: Full details of our Agricultural Motor Insurance are available upon request.

Standard Benefits

  • Free Protected NCD for all NCD rated cars and commercial vehicles earning 4 or more years NCD
  • Compensation for medical expenses
  • Personal accident cover for severe injury to driver and passengers
  • Attached / detached cover for trailers / implements
  • Prosecution defence costs

Uninsured loss recovery and legal services is included as standard

  • Uninsured loss recovery, including legal costs and expenses
  • Legal fees incurred for representation if proceedings are being taken against you or any authorised driver or operator
  • Advice on personal legal matters within the laws of the European Union states
  • Advice on personal UK tax matters
  • Consumer Legal Services

Third party liabilities

  • Unlimited cover for legal liabilities where death or bodily injury caused to a third party
  • Third party property damage: up to £20M Cars / £5M other vehicles / £1.2M hazardous goods
  • Emergency treatment as required by the Road Traffic Act
  • Cross liabilities when policy is in the name of more than person / company
  • Insure any Principal the Policyholder entered in to a contract and are undertaking work for
  • Movement of third party vehicles that impede legitimate access of the insured vehicle
  • Unauthorised use of the insured vehicle by an employee of the Policyholder
  • Contingent cover for liabilities arising out of use of another vehicle for the Policyholder’s business

Third party fire and fire and theft cover

As per third party liability together with. loss of or damage to vehicle caused by fire, lightning, explosion or (attempted) theft, including:

  • Audio, visual and navigation equipment (including GPS)
  • New vehicle replacement
  • Lost or stolen keys, including replacement locks and alarm recoding
  • Child seat cover
  • Personal Effects cover
  • Emergency accommodation and travel expense compensation for a stranded driver and passengers

Comprehensive cover

As per Third Party, Fire and Theft cover together with, accidental damage caused to the insured vehicle, including

  • Malicious damage / vandalism caused by another person
  • Incorrect fuelling and fuel contamination
  • Damage while in the possession of a member of the motor trade for service or repair
  • Damage while being driven for the purpose of manoeuvring or parking by an employee of a hotel or restaurant valet service or other parking attendant
  • Repair or replacement of glass and windscreen
  • Enhanced level of Personal Effects cover

Other solutions