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Motorised Horsebox Insurance

Our dedicated Motorised Horsebox insurance, where the safety and well-being of your precious cargo is our top priority. Whether you’re a professional equestrian, horse enthusiast, or simply an owner of a horsebox, our comprehensive coverage is tailored to your unique needs.

Key features

  • Exclusive Broker Partnership

    We exclusively partner with brokers, ensuring you have access to our specialised policies and a tailored approach to your insurance needs through your trusted broker.

  • Specialist Breakdown Cover:

    you can add optional specialist breakdown coverage to your policy. We know that a breakdown with horses on board can be a stressful situation, so our experts are ready to assist.

  • Uninsured Loss Recovery and Legal Services:

    For qualifying risks, we provide uninsured loss recovery and legal services at no additional cost. We’ve got you covered in the event of unforeseen incidents.

  • Emergency Accommodation and Travel Expenses:

    In case of an accident or breakdown, we offer coverage for emergency accommodation and travel expenses for both the driver and passengers.

  • 24/7 Claims Line:

    Accidents can happen at any time. That’s why we have a 24/7 claims line, ensuring that help is just a phone call away when you need it the most.

  • Approved Repairer Network:

    Rest easy knowing that our approved repairer network and industry expert claims assessors will ensure your horsebox is in capable hands.

Horsebox Breakdown Cover (Optional):

  • National Coverage: Our horsebox breakdown cover extends across the nation, providing you with peace of mind wherever your equestrian adventures take you.
  • Up to 12.5 Tons GVW: Whether your horsebox is compact or substantial, we offer coverage for vehicles up to 12.5 tons Gross Vehicle Weight (GVW).
  • Specialist Recovery Agents: We collaborate with a countrywide network of specialist recovery agents who understand the unique needs of our horsebox clients, especially when it comes to animal welfare.

Standard Cover:

Third Party Liabilities:

  • Liability for death or bodily injury caused to a third party as required by the Road Traffic Act.
  • Third party property damage, including expenses up to £5,000,000 (£1,200,000 where hazardous goods).
  • Cover extended to any person, company, local authority, or other body with whom you have a contract and are undertaking work for.

Uninsured Loss Recovery & Legal Services:

  • Uninsured loss recovery, including legal costs & expenses.
  • Legal representation if proceedings are taken against you or any authorised driver or operator.
  • Legal advice on personal legal matters within the European Union member states.
  • UK tax advice on personal tax matters.

Protected No Claim Discount:

  • Free of charge for all clients with an entitlement of 4 or more years of No Claim Discount.

Fire and Theft Cover (when selected):

  • Loss or damage to the vehicle caused by fire, lightning, explosion, or theft.
  • Personal Effects cover.

Comprehensive Cover (when selected):

  • Loss or damage to the vehicle caused by accidental damage, fire, lightning, explosion, or theft.
  • Costs of incorrect fuelling and fuel contamination damage.
  • Loss or damage to the insured vehicle while in the possession of a motor trade member or when driven by hotel or restaurant valet service employees.
  • Cost of glass and windscreen replacement.
  • Loss or damage to audio, visual, and navigation equipment.
  • Personal accident cover for the driver.
  • Emergency accommodation, travel expenses, medical expenses cover, child car seat cover, and enhanced Personal Effects cover.

Protecting your horsebox and its precious cargo has never been easier. With our comprehensive coverage, dedicated services, and optional breakdown cover, you can enjoy peace of mind on the road. Contact your broker today to discuss your horsebox insurance needs and experience the difference of insurance tailored to equestrian enthusiasts like you.

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