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Terms and Conditions

Terms and Conditions

Introduction

Welcome to the MS Amlin Insurance SE websites and platforms (collectively, “MS Amlin Sites”). These Terms and Conditions govern your use of the MS Amlin Sites.

Acceptance of Terms

By accessing or using the MS Amlin Sites, you agree to these Terms and Conditions, as well as all applicable laws and regulations. If you do not agree, please refrain from using the MS Amlin Sites.

MS Amlin reserves the right to change the terms of use for the MS Amlin Sites at any time without prior notice to users. Continued use of the MS Amlin Sites will be regarded as acceptance of the modified conditions.

Changes to Terms

We reserve the right to modify these Terms at any time. Please review them regularly for changes. Continued use after changes indicates your acceptance of the new Terms.

Privacy and Cookies

Your privacy is our priority. For details on data handling, please see our Privacy Policy and Cookie Policy.

International Use

We make no representation that materials on the MS Amlin Sites are appropriate or available for use in locations outside Belgium, the Netherlands, France, or the United Kingdom. Accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access the MS Amlin Sites from locations outside these countries, you do so on your own initiative and are responsible for compliance with local laws.

Access to Our Website

We reserve the right to change, interrupt, discontinue, or limit access to the content of the MS Amlin Sites at any time without prior notice to the user.

Due to the nature of the internet, we cannot guarantee the complete security of information sent online, the absence of viruses or other harmful elements in this website or in the links from this website to other websites, nor can we be responsible for technical problems you may experience with the MS Amlin Sites. We decline all responsibility and liability in this respect.

For technical issues, please contact us through our website.

Intellectual Property Rights

The content on the MS Amlin Sites, including logos, layout, icons, images, photographs, film footage, audio clips, calculations, plans, digital downloads, and software is protected by intellectual property laws and remains our exclusive property.

You undertake to keep these elements confidential and not to distribute or make them public, under penalty of damages and termination of your right of access. We are not responsible for any damages resulting from unauthorized use or distribution.

Hyperlinks

Creating hyperlinks to the MS Amlin Sites requires our prior written consent. We are not responsible for the content of third-party websites linked to our sites.

User Conduct

Users must not post or transmit any unlawful or harmful content on the MS Amlin Sites. Violations could lead to legal action.

Disclaimer

We strive to ensure the accuracy and timeliness of information on the MS Amlin Sites but cannot guarantee its completeness or reliability. We are not liable for any errors, omissions, or resulting damages.

The content of the MS Amlin Sites is provided for general information purposes only and is not intended to constitute advice upon which you should rely. You should seek professional or specialist advice before acting or refraining from acting based on any content on the MS Amlin Sites. Where reference is made on the MS Amlin Sites to securities or other investments or financial products, no offer of such securities or other investments or financial products is being made by the relevant MS Amlin Site. Please note that past performance is not a guide to future performance and should not be relied upon in making any investment decision.

You are responsible for the security of any data you transmit to or from our website. We are not responsible for any loss or damage caused directly or indirectly by your use of our website or the information contained on our website. We disclaim all conditions, warranties, or other terms, whether express or implied by statute, custom, or usage, in relation to the information contained in or omitted from the service offered through our website.

Limitation of Liability

We will not be liable for any direct, indirect, incidental, special, or consequential damages or loss of profits or opportunities, whether in contract, tort, or otherwise, arising out of or connected with the use of our website or the information contained on our website, the inability to use our website, unauthorized access to or alteration of your transmissions or data, or third-party services beyond our reasonable control (including, but not limited to, telephone and browser services), whether such services are used by you to access our website or are used by us to comply with your instructions. For the avoidance of doubt, this provision applies whether or not the loss or damage is caused by our negligence.

Nothing in these Terms shall exclude our liability to you for fraudulent misrepresentation or for personal injury or death caused by our negligence.

Indemnity

You may be held responsible for any loss we incur due to your use of our website or breach of these Terms.

Miscellaneous

If any part of these Terms is deemed invalid or unenforceable, the remainder remains effective. We may assign our rights under these Terms without affecting your rights.

Applicable Law

These Terms are governed by Belgian law. Disputes arising from these Terms fall under the exclusive jurisdiction of the courts of Belgium.